Basic property and casualty insurance is the right place to start; then add the coverage you need to keep your business thriving through breakdowns, lawsuits or more.
To protect your business property, income and financial assets, you’ll want a Business Owner’s Policy which combines important coverages into one (or you can have individual coverage per your needs), including:
LUCENT offers Workers Compensation Insurance. Worker's compensation insurance, also called workers' comp insurance, helps cover medical expenses and lost wages for business owners if an employee is injured or becomes sick. This coverage can include rehabilitation services and death benefits too.
LUCENT offers Business Auto Insurance, which helps cover you and your employees if you’re in an accident while driving for work. We also have markets for Food Trucks, Mobile Medical Vehicles for transport or services.
LUCENT offers Cyber Liability and Data breach insurance for help covering the costs of responding to and managing data breaches. We can even help you with strategies to prevent them from ever happening.
LUCENT offers Professional liability Insurance/Errors, Omissions coverage and Medical Malpractice coverage.
LUCENT offers Builders Risk coverage. If you are a builder, or property owner building a home or other structure, there is coverage that can be tailored to your needs at each step of the construction process.
LUCENT offers Federal and Private Commercial Flood Insurance. Commercial Flood Insurance protects one of your biggest investments–your business–from damage caused by rising water. Floods often strike without warning‐destroying buildings, equipment, and inventory. If that doesn’t sound serious, you should know:
LUCENT's commercial insurance network extends both regionally and nationally. Our suite of capabilities continues to expand with the growth of our Firm, and the changing industry landscape. Each industry requires a unique approach to manage and mitigate risk. The combined skills of LUCENT, and our network, covers a variety of areas including risk control analysts, marketing/carrier placement specialists, seasoned underwriters and account managers, and claim advocates. These professionals support LUCENT, and our clients, by providing analysis, recommendations, and service with the client’s needs always a priority.
LUCENT's property and casualty team provides risk management and consultations on a broad spectrum of business coverage needs such as Business Owners Policies, Workers' Compensation, Property Coverage, General Liability, Commercial Auto, Liability Umbrella/Excess, Environmental, Product Liability, International, Claims & Risk Control and more. LUCENT has risk management solutions for industries including but not limited to:
Banking & Financial Institutions
Cargo / Transit / Transportation
Food & Agriculture
Heavy Equipment / Crane & Rigging
Hospitality and Resort Management
Marine / Logistics
Marine / Dealers and Service
Social Services & Non-Profit
Our products and teams provide you with the intelligence and guidance you need to protect and grow your organization. Contact us to see how LUCENT can help your business.
P.O. Box 15267 Savannah Georgia 31416 Phone: 912.313.6040 Facsimile: 912.335.5780 firstname.lastname@example.org
09:00 am – 05:00 pm
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