Life Insurance
Life Insurance
Life Insurance
LUCENT offers life insurance that can help clients secure their family's financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off a mortgage, other outstanding debts, and maintain a comfortable standard of living. All of our Companies are A-rated or better.
There are a variety of life insurance policies that we can provide. The kind of policy you choose depends on your needs:
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Carrier Partners and Access:
Pacific Life
Foresters Financial
Ethos Life
Lincoln Financial Group
Aflac
Highland Capital Brokerage
Annuities
Life Insurance
Life Insurance
LUCENT offers Annuity Products with A-rated or better Companies. We partner with Highland Capital Brokerage to provide several Variable, Fixed and Indexed options for our clients.
Annuities can be a useful tool in managing income during retirement. There are a variety of annuity options available, but in the most basic sense, an annuity is a financial product used to help provide cash flow during those retirement years. Do annuities make sense as part of your retirement strategy? We will be happy sit down with you and determine what makes sense, and find a solution to fit the need.
- Fixed Annuities with fixed rates of return, and guaranteed* payouts
- Indexed Annuities with yields based on a specified equity-based index
*All guarantees are by the issuing insurance company and are subject to the claims paying ability of the insurance company.