Assisting with Income Protection featuring Life Insurance, Annuities, Long Term Care and Disability Insurance Products, we fill the gaps for your total asset protection.
LUCENT offers life insurance that can help clients secure their family's financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off a mortgage and other outstanding debts, and maintain a comfortable standard of living. All of our Companies are A-rated or better.
There are a variety of life insurance policies that we can provide. The kind of policy you choose depends on your needs:
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
LUCENT offers Annuity Products with A-rated or better Companies. We partner with Highland Capital Brokerage and The Leazer Group to provide several Fixed and Indexed options for our clients.
Annuities can be a useful tool in managing income during retirement. There are a variety of annuity options available, but in the most basic sense, an annuity is a financial product used to help provide cash flow during those retirement years. Do annuities make sense as part of your retirement strategy? We will be happy sit down with you and determine what makes sense, and find a solution to fit the need.
*All guarantees are by the issuing insurance company and are subject to the claims paying ability of the insurance company.
LUCENT and Pinnacle Planning have come together to offer prospects and clients comprehensive planning on Disability and Long Term Care (LTC) insurance.
Chris Means, owner of Pinnacle Planning, LLC, specializes in insurance and estate planning with a focus on disability, and long-term care insurance. Chris works with individuals and small business owners to analyze their protection needs and prepare strategies to meet their objectives today and in the future. Chris works extensively with professional athletes, coaches, and sports executives. In addition, he also serves as an insurance resource for advisors and their clients.
When needed, We will facilitate the communication between LUCENT prospects and clients, and Pinnacle Planning. Pinnacle offers extensive knowledge and carrier ability, and we look forward to the growth in our work together!